Purchase + Construction Loan

Overview

Not every buyer picks a ready property. Many Indian families buy a plot and build over the next 12–24 months. A Purchase + Construction Loan bundles both into one sanction — you get funds to buy the land, and staggered funds to build.

This avoids the friction and higher rates of taking a separate plot loan and a separate construction loan later. One file, one legal review, one EMI. Aakashi Finserv sets it up so construction milestones and disbursal are pre-agreed at sanction.

Features at a glance

Eligibility

• Age: 21 to 65 years
• Clear title of the plot being purchased
• Approved building plan (can be finalised post plot registration)
• Salaried or self-employed
• Min income ₹30,000/month

Documents required

• KYC + income documents
• Sale agreement of plot
• Approved building plan and construction estimate
• Seller's chain of title
• Own contribution proof

Ready to apply?

Fill the form on this page or call +919910382273. A relationship manager will get back within one business hour with indicative terms — no obligation, no advance fee.