Loan Against Property

Overview

Loan Against Property (LAP) is the most cost-efficient way to raise a large amount of capital when you own residential, commercial, or industrial property. Interest rates sit well below unsecured loans because the property is your collateral.

Aakashi Finserv structures LAP for both salaried and self-employed borrowers, including cases where income documents are limited but property value and banking are strong. Tenures up to 15 years give you breathing room on EMIs.

Features at a glance

Eligibility

• Age: 24 to 65 years
• Salaried or self-employed
• Property owner must be applicant or co-applicant
• Clear, marketable title
• Min income requirement varies by lender

Documents required

• KYC of all owners
• Income proof (ITR/salary slips)
• Last 12 months bank statement
• Property chain of title
• Latest property tax receipt and utility bill

Ready to apply?

Fill the form on this page or call +919910382273. A relationship manager will get back within one business hour with indicative terms — no obligation, no advance fee.