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Personal Loan

Unsecured funds for what life asks of you.

Overview

A Personal Loan from Aakashi Finserv is an unsecured credit line meant for anything you can't or shouldn't dip into savings for — a wedding, medical bills, home renovation, higher studies, a family emergency, or consolidating higher-interest debt.

Because we work with multiple lenders instead of one, we quote you against the best rate you actually qualify for, not the first one on the desk. Approvals typically land in 24–48 hours; disbursal follows within the same working day for pre-approved cases.

Features at a glance

Loan amount: ₹50,000 to ₹40,00,000
Tenure: 12 to 60 months
Interest rate: starting 10.49% p.a.
Zero collateral, zero guarantor
Minimal documentation, digital process
Part-prepayment and foreclosure allowed

Eligibility

  • Salaried: 21–60 years, min ₹25,000/month in-hand
  • Self-employed: 25–65 years, min 3 years business vintage
  • CIBIL score 700+ preferred
  • Indian resident with valid KYC

Documents required

  • PAN card + Aadhaar card
  • Last 3 months salary slips (salaried) or last 2 years ITR (self-employed)
  • Last 6 months bank statement
  • Employment/business proof
  • Passport-size photograph

Ready to apply?

Fill the form on this page or call +919910382273. A relationship manager will get back within one business hour with indicative terms — no obligation, no advance fee.

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