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Business Loan

Working capital and growth capital, without the runaround.

Overview

Business Loans at Aakashi Finserv are structured for Indian MSMEs — proprietorships, partnerships, LLPs, and private limited companies — that need capital to move faster than their receivables allow.

We assess businesses on cash flow and bank statement quality, not only balance sheet size, which means younger and lean-team businesses qualify too. Amounts up to ₹75 lakh unsecured, higher with security. Disbursal within 3–5 working days for a complete file.

Features at a glance

Loan amount: ₹2,00,000 to ₹75,00,000 (unsecured)
Tenure: 12 to 60 months
Interest rate: starting 14% p.a.
No collateral for eligible cases
Flexible EMIs and top-up facility
Special rates for GST-registered businesses

Eligibility

  • Business vintage: minimum 2 years
  • Annual turnover: minimum ₹20 lakh
  • Min age of applicant: 24 years
  • Business ITR for last 2 years
  • Good banking behaviour (no cheque bounces)

Documents required

  • PAN + Aadhaar of proprietor/partners/directors
  • Business registration (GST / Udyam / Shop Act / MoA)
  • Last 12 months current account statement
  • Last 2 years ITR with computation
  • Last 2 years audited financials (if turnover > ₹1 Cr)

Ready to apply?

Fill the form on this page or call +919910382273. A relationship manager will get back within one business hour with indicative terms — no obligation, no advance fee.

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